Most of us plan ahead in life. We plan for our wedding, or children's birth and education, family vacations, and other significant life events. We also plan for the unexpected events of life by purchasing home, auto and life insurance.
Death is not a subject most people like to think about. However, death is a part of life and failure to plan ahead can cause needless problems for surviving family members. Making the right choice can be confusing at a time when the family may be distraught.
Pre-planning provides families with the peace of mind that comes from taking care of financial affairs and funeral arrangements in advance, at a time when the family is not under emotional stress.
Our staff at Teahen Funeral Home has helped countless families with their pre-planning needs. Please call 319-396-2616 to discuss how you can protect your family with our FREE pre-planning service.
Many who have undergone the emotional strain of arranging a funeral within hours of losing a loved one have made the choice to pre-plan their own funeral. Doing so lifts the burden from their loved ones by relieving decision-making pressure at a time of grief and emotional stress.
PERSONAL CHOICE
Funeral arrangements are a deeply personal choice. Pre-planning provides you with the time needed to make practical, detailed decisions that reflect your standards, lifestyle, taste, and budget. The Teahen family and staff will assure you and your family that the choices you make will be carried out as planned.
LOWER COST
When you finalize your plan, we can advise you of the total cost. You do not have to pre-pay or pre-finance your plan, but doing so protects you against escalating funeral prices. By locking in today's funeral costs and ensuring the necessary funds are set aside, you relieve yourself of future worry and your survivors of an unexpected expense.
TRANSFERABLE
Thinking about moving out of town someday and hesitant about pre-planning and pre-financing your funeral services? The pre-planning and pre-payment plan offered by Teahen Funeral Home is 100% transferable to any funeral home. PERSONALIZATION
Pre-planning provides a chance to personalize your funeral and make it a celebration of your life. It is a way to get your loved ones involved and make it a positive experience.
PEACE OF MIND
Once you have pre-planned your funeral services, you will enjoy the peace of mind knowing you have once again provided for your family, this time with a thoughtful gift that will help them cope with their loss.
PRE-PAYMENT
Many people who pre-arrange their funeral services also wish to pre-pay their services at the same time.
The funeral pre-payment plan offered by Teahen Funeral Home is designed to protect you and your family from funeral price increases.Our plan guarantees the funeral you arrange today will be available—just as you specified—without additional cost to you or your survivors, even years later when the need arises.
Iowa laws govern pre-payment of funeral services and requires funeral homes to deposit funds in a trust or insurance document for the protection of clients.
Several pre-payment options are available to our families.You can pay the total amount at once or choose convenient payment plans with limited death benefit in the first year or two.Whichever you choose, the specific details will be explained thoroughly by a professional member of our staff.
Teahen Funeral Home offers Pre-Planning as aFREE service. Our staff will offer guidance to help you select the appropriate option for your individual needs.
MEDICAID AND PRE-PAID FUNERALS
Today, almost 50% of all nursing home residents are clients of the Iowa Department of Human Services or may soon become clients.
Future Medicaid recipients and their families are often interested in making funeral arrangements ahead of time. Correctly made, prepaid funeral arrangements can assure that funeral funds are available when they are needed and give you choices you may not have if you wait.
The following are protected resources:
Life insurance when the total face value does not exceed $1,500 per person
Cash or savings accounts not more than $2,000 for a client and $4,000 for a client and spouse or dependent living together
Funeral services and merchandise purchased in advance
Arrangements correctly made as you apply for Medicaid can let you set aside money for your funeral. Your wishes will be clear to your survivors. Your family won't have to make decisions while grieving.
We encourage you to visit with a member of our professional staff before making an application for Medicaid with the Iowa Department of Human Services.
e also plan for the unexpected events of life by purchasing home, auto and life insurance.
